The studies also show that Portugal is the country that, in 2024, will have the highest tax burden on the acquisition of a second home property among the markets analysed.
According to the study “Residential Tourism: Macroeconomic Impact”, between 2014 and 2023, residential tourism was responsible for 130 million overnight stays.
In the period under analysis, that is, in the last decade, an average of 284,584 full-time jobs were created per year. It is also worth highlighting that non-residents, when using their property in Portugal, contributed 672 million euros to the total production of the national economy, having helped to create, on average, 906 jobs and 129 million euros in remuneration, per year. .
The study considered tourist villages, tourist apartments and apartment hotels that are part of tourist developments.
The study “Residential Tourism: Tax Benchmarking”, which makes a comparative analysis of the tax burden in 2024 for the acquisition of second-home residential property in Portugal compared to that in other countries (Spain, France, Italy, Greece, Croatia, Cyprus and Montenegro ), concluded that:
- Portugal has the highest total tax burden on the acquisition of a new second home (25.4%) among the countries analyzed;
- Portugal is the country with the highest tax burdens on the acquisition of a second-hand residential property with tax charges of around 37,000 euros for a sales value of 500,000 euros
- Of the group of eight countries analyzed, only three - Portugal, Spain and France - charge tax on high-value properties and total aggregate assets. The minimum exemption limits are lower in Portugal (600,000 euros), Spain (700,000 euros) and France (1,300,000 euros).
- In relation to the tax burden on capital gains from an investment perspective, Portugal is the second country in the sample with the highest tax burden, right after France.
The studies “reveal, on the one hand, the enormous potential of residential tourism, its positive impact and the multiplier effect that the sector has on the economy, both in terms of attracting investment and foreign residents, and in terms of job creation”, says Pedro Fontainhas, Executive Director of APR.
On the other hand, they show “the enormous tax burden to which the purchase of second home properties in Portugal is subject”. “High taxation” that “can discourage investors and reduce the sector’s growth potential”, he warns.
“Portugal has all the conditions to be one of the world's leading residential tourism destinations, but fiscal competitiveness is a factor that cannot be ignored. Reducing acquisition charges can attract more investment and further boost our economy. Comparison with other Mediterranean countries, such as Greece, Italy and France, highlights the need for more competitive tax policies. Greece, for example, implemented the suspension of VAT on new properties to boost sales, while Italy offers tax benefits for properties owned by non-residents”, concludes Pedro Fontainhas.
A distorted and misleading article that deliberately chooses countries with low transaction taxes on second homes to exaggerate Portuguese taxation.
It uses the example of €37,000 tax on a €500,000 property, which is 7.4%, not the 25.4% rate that the article also speaks of. Plus, there are few houses transacting for this sort of price, it's three times the average price of a property in Portugal. It fails to mention you'd only pay 1.8% on a second home purchase in Portugal for €100,000, including IS.
No mention of Belgium where even the purchase of the principal residence is taxed at close to 10%.
Comparing to the UK, €500,000 is around £412,500. If you bought a second home in England for this amount, you'd pay £28,750, or around 7.0%, but a whopping £37,000 if you're purchasing a second home and are not a UK resident, that's nearly 9.0%, and far worse than Portugal.
Scotland is even worse: a £412,500 purchase of a second home results in a £47,600 purchase tax, 11.5% of the price, applicable whether you're a UK resident or not.
So there are many worse examples than Portugal out there. This article is deliberately biased and misleading, resulting in a wrong conclusion and misperception of reality.
By Billy Bissett from Porto on 11 Dec 2024, 11:21
The whole taxation burden in PT needs to be reassessed. 23% VAT (IVA) on top of the realestate agents fee is hideous. 23% VAT (IVA) on already expensive butter is completely unfair. Who decides what items in the shopping basket are "luxury" requiring 23% ?? Ridiculous.
Then there is the DISGUSTING capital gains tax if a person is old and either downsizes or decides to move back to their country (outside of the EU) for family assistance.
By L from Lisbon on 11 Dec 2024, 11:55
There is no discussion of the cost of providing housing, transportation and all the additional infrastructure and resources (power, water etc.) to accommodate all the tourists that visit Portugal. Without that information, how does one determine the true value of the tourist industry?
By Phil Weingrow from Lisbon on 14 Dec 2024, 12:31